Jack's Journal (1/16)

Publicly announcing or oversubscribed $1.1M pre-seed round led by Atlanta Ventures!

Author

Jack Boudreau
January 16, 2025

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SOME EXCITING NEWS... 🚀

I’m beyond thrilled to announce that Habits Inc. has closed an oversubscribed $1.1 million pre-seed round led by Atlanta Ventures! This is a huge milestone in our mission to help millennials and young families find the perfect financial advisor.

$1,000 Cuts Giveaway!

To celebrate the close of our financing round, I’m raffling TWO $500 Cuts gift cards! To participate, follow the guidelines below (each option = one entry). Two separate winners will be randomly selected—don’t miss your chance! Ends Sunday at 8:30 PM ET.

***If you subscribed to this blog in advance of the giveaway you are awarded 3 entries for your support 🙂 ***

This giveaway is hosted solely by Jack Boudreau and is not affiliated, sponsored, endorsed, administered by, or associated with Instagram or Cuts. Each entry counts as a chance to win, and two separate winners will be drawn at random. No single person can win both $500 Cuts gift cards.. To enter, follow the guidelines above. The giveaway starts at 8:30 AM ET and ends at 8:30 PM ET on Sunday, January 19th. Winners will be randomly selected and notified via DM or email. Prizes are non-transferable, and entrants release all involved parties from liability. By entering, you agree to these terms. Good luck!

We are average of your actions, not just your people

“You’re the average of the five people you spend the most time with.”

Because some weeks—I’m so motivated, over-caffeinated, and running around that my circle becomes a combination of Slack pings, strangers on TikTok, and my cat. And then I’ll wonder why I feel so stuck.

Turns out, it’s not just your people that define your trajectory—it’s your actions. And let me tell you, figuring that out changed everything.

Motivation is a Tease—Action is the Real Deal

I love a good motivational YouTube binge (seriously, here’s my playlist). Give me epic background music (preferably Hans Zimmer), sweaty success stories, and someone yelling, “The grind doesn’t stop!” and I’m ready to build an empire. Except, more often than not, I’d watch five videos, feel unstoppable for about 15 minutes, and then scroll mindlessly through Instagram instead of doing anything productive.

Motivation is a flirt—it gets you hyped but doesn’t stick around to do the hard work. I learned the hard way that action beats motivation every time. It’s showing up when you’re tired. It’s taking the meeting you don’t want to. It’s writing the pitch deck after back-to-back rejections. At Habits, we help people turn their fleeting financial “aha!” moments into practical steps they can stick with. Because hype without follow-through? It’s just noise.

The Right Environment Fuels the Right Moves

I’m convinced coffee shops are productivity cathedrals. There’s something magical about being surrounded by students furiously highlighting textbooks, book clubs debating over plot twists, and founders squinting at spreadsheets like they’re decoding ancient scrolls. It makes you want to work.

But it’s more than just vibes—your environment shapes your habits. For the longest time, I tried grinding at home in chaos: dishes piled up, notifications pinging nonstop, and my focus shot. It wasn’t until I curated my workspace that my productivity actually leveled up.

Hence why 9 out of 10 weekends you’ll find me at a coffee shop.

Small Wins Build Big Momentum

Everyone wants that one defining moment where everything magically falls into place. But spoiler alert: that’s not how it works. Progress is stacking small wins, day after day, until the momentum takes over.

When we started Habits, it wasn’t overnight magic—it was small, deliberate moves. One meaningful conversation with a customer. One TikTok post that finally landed. One product feature at a time. Some days, it felt like crawling. But those wins stacked up.

Your habits work the same way. Maybe it’s automating $10 a week to savings, finally tracking your expenses, or carving out five minutes to review your financial goals. Small moves compound into game-changers over time.

The Real Takeaway? Be Intentional AF. Sure, surround yourself with great people—but don’t forget that your daily actions are the real MVPs. Choose them wisely, build them intentionally, and keep stacking those wins until the life you want isn’t just a pipe dream, but your reality.

And if you see me grinding at a coffee shop? Come say hi. We’ll compare war stories over cold brews.

Sharing Is Caring

Do me a favor, if you enjoy this, share it with a friend!

Find Your Financial Advisor

If you’re somebody on the sidelines or are not sure if a financial advisor makes sense for you or your family, just shoot me an email at [email protected].

Or… visit our website and book time with us!